One thing home inspectors look for is wood to soil contact. Wood to soil contact is when unprotected wood comes in contact with the ground. This is a problem because of moisture, and moisture will cause rot. Not only will moisture cause rot on the wood that comes in contact with the ground, but moisture can wick in to anything that the wood is attached to, even the house framing. Rot can be accelerated by increasing moisture; such as bad drainage or downspouts that drain close to the house.
Thanks to Sully and Mulder here are some pictures of wood to soil contact:
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